Unified Managed Account Solutions Disclosures
There is no guarantee that a diversified portfolio will outperform a non-diversified portfolio in any given market environment. Diversification cannot assure a profit or protect against a loss in any given market environment.
An investment in a portfolio strategy is subject to investment risk, including possible loss of principal. The investment strategy of the funds used may include investments in foreign securities, small and medium sized companies, as well as funds that concentrate in one specific asset class, all of which may increase the risk and volatility of the funds. Bond fund shares are not guaranteed and will fluctuate with market conditions and interest rates, and redemption value may be more or less than original cost, and fixed income funds may be subject to a loss in value due to interest rate fluctuations. Investment return and principal value will vary, so that investor’s shares, when redeemed, may be worth more or less than their original cost. Consider the investment objectives, risks, charges and expenses of the portfolio carefully before investing.
Investments in non-traditional mutual funds involve risk. REIT investment can be affected by interest rate moves, economic cycles and tax and regulatory requirements. Furthermore, there are additional risks associated with managed futures, commodities and 130/30 funds and they may not be suitable for all investors. Additional risks for investments are more fully explained in the respective prospectuses. When investing in speculative investments, investors must be willing to assume potentially greater-than-average market volatility and investment risk.